IndusInd bank Hiring for Credit Manager in Mumbai

Join IndusInd Bank – One of India’s Leading Private Sector Banks Are you an experienced professional in Business Loan Credit Underwriting? Looking for a career in banking with growth and learning? IndusInd Bank is hiring for the role of Credit Manager / Area Credit Manager for Unsecured Business Loans at Mumbai location.

If you are passionate about SME Loans, MSME Financing, and Credit Risk Management, this is the right opportunity for you.

Position: Credit Manager / Area Credit Manager

Department: Unsecured Business Loan
Location: Mumbai
Experience Required: 2-3 Years
Immediate Joiners Preferred

IndusInd bank Hiring for Credit Manager Jobs in Mumbai

Job Description

As a Credit Manager for Unsecured Business Loans, you will play a key role in evaluating loan proposals for MSME clients and ensuring that all credit decisions are made within stipulated Turn-Around-Time (TAT). Your expertise in financial analysis, credit risk assessment, and decision-making will help maintain a strong and quality loan book.

Key Responsibilities

IndusInd bank Hiring for Credit Manager in Mumbai
IndusInd bank Hiring for Credit Manager in Mumbai Credit Underwriting of Unsecured Business Loans
Analysis of Financial Statements, Bank Statements, and Credit Reports
Conduct Personal Discussions (PDs) and Telephonic Verifications
Ensure Compliance with Bank Policies & Regulatory Norms
Work with Sales, Legal & Collections Teams for smooth processing
Monitor Portfolio Quality and provide early warnings
Present Credit Proposals to Credit Committees as required

Eligibility Criteria

Educational Qualification: Graduate/Postgraduate in Finance/Commerce. MBA (Finance) or CA Inter preferred.
Experience: Minimum 2-3 years in Credit Underwriting of Business Loans / MSME Loans / SME Loans.
Location: Mumbai (Preference for local candidates or those willing to relocate)
Joining: Immediate or within 30 days preferred

Skills Required

IndusInd bank Hiring for Credit Manager in Mumbai
Sound knowledge of MSME Lending, Unsecured Loan Products, and Risk Assessment
Strong analytical & financial evaluation skills
Familiarity with Credit Bureau Reports (CIBIL, CRIF, Experian)
Proficient in using credit underwriting software/tools
Excellent communication, decision-making, and problem-solving skills